Your First Home Starts Here
How We Help First Home Buyers
- Assess your borrowing capacity
- Explain deposit requirements and LMI
- Identify eligible government grants and concessions
- Compare first home buyer loan options
- Manage the application through to settlement
Strategic Loan Structuring for Your Financial Future
- Offset and Redraw Facilities
- Repayment Flexibility
- Fixed vs. Variable Options
- Ongoing Loan Reviews
Maximising Your First Home Buyer Incentives and Grants
First Home Owner Grants
We identify if you are eligible for state-based grants to put directly toward your new home.
Stamp Duty Concessions
Our specialists explain how you may be able to save thousands through stamp duty exemptions or reductions.
LMI Strategy
We provide clear advice on Lenders Mortgage Insurance (LMI) and explore ways to avoid or minimise this cost through specific loan structures.
Deposit Requirements
We explain the different deposit thresholds required by various lenders on our panel to help you find an entry point that suits your savings.
FAQs
Deposit requirements vary by lender. In some cases, you may be able to purchase with a smaller deposit, subject to eligibility and lender criteria.
LMI may apply if your deposit is below a certain threshold. We help you understand when LMI applies and how to minimise or avoid it where possible.
Eligibility depends on your circumstances and property type. We help identify grants and concessions you may qualify for.