Finance Your Build With Confidence

Construction loans are different from standard home loans and require careful planning. We assist with construction and new home finance, including progress payments and lender requirements.
From house and land packages to custom builds, we help ensure your loan structure supports your build timeline.

Construction Loan Support

Step-By-Step Guide to Your Construction Finance

Building a home requires a specific loan structure where funds are released in stages as construction progresses. This ensures your build stays on track from start to completion while managing your interest costs effectively.

We assist with the initial setup, ensuring your loan structure supports your specific build timeline and lender requirements.
As each stage of your build is completed, funds are released to the builder; we manage this coordination to keep the process moving.
During the construction phase, interest is typically charged only on the amount drawn at each stage, helping you manage cash flow while you build.

Once the build is complete, we guide you through the final approval conditions and transition to your permanent loan structure.

Why Expert Coordination is Vital for Your Build

Construction loans are inherently more complex than standard home loans and require careful planning. At Premier Mortgages, we act as your dedicated partner, liaising with lenders and builders to ensure all requirements are met so your construction stays on schedule.

Lender Coordination

We manage the complex communication between you, your builder, and the lender throughout the entire construction journey.

Clear Explanations

We break down technical terms, costs, and risks clearly so you understand exactly how your loan works.

Strategy Over Products

We focus on a loan structure that provides flexibility and sustainability for your long-term financial health.

Ongoing Professional Support

Our support doesn't end at the first brick; we remain available for future reviews and advice as your needs evolve.

FAQs

Funds are released in stages as construction progresses, known as progress payments.

Interest is typically charged only on the amount drawn at each stage.

Yes, depending on the loan structure and lender requirements.